Pradhan Mantri Awas Yojana (PMAY) 2025 : હોમ લોન પર ₹2.67 લાખ સબસિડી અને હવે બનાવો તમારા સપનાનું ઘર, જાણો અરજી પ્રક્રિયા.

Pradhan Mantri Awas Yojana (PMAY) 2025 is an ambitious effort to make the dream of housing a reality for every citizen. Under this scheme, a subsidy of up to ₹2.67 lakh is available to provide relief in the cost of house purchase, which is especially beneficial for the middle and lower income groups.

PMAY 2025 Deadline and Key Highlights :

  • Deadline: Until the end of 2024.
  • 6.5% interest subsidy available on home loans up to ₹6 lakh.
  • Subsidy benefit for 20 years.
  • This scheme is for first-time home buyers, focusing on homeownership in India.

Key objectives of PMAY 2025 :

  1. Providing housing facilities to the poor and middle income groups.
  2. Promoting the upliftment of slum areas.
  3. Providing cost-effective home loans and subsidies.

Eligibility Criteria for PMAY 2025 :

  1. Income group:
    • EWS (Economically Weaker Section): Up to ₹3 lakh.
    • LIG (Low Income Group): ₹3-6 lakh.
    • MIG-A (Middle Income Group A): ₹6-12 lakh.
    • MIG-B (Middle Income Group B): ₹12-18 lakhs.
  2. Other conditions:
    • The applicant or his/her family member must have never previously purchased a dilapidated home.
    • Valid Aadhaar card and bank account are mandatory.
    • The applicant must maintain a minimum credit score.

Documents required for PMAY 2025 :

  1. Aadhar card.
  2. PAN card.
  3. Identity proof (Voter ID, Driving License, etc.)
  4. Income proof (salary slip, ITR, etc.)
  5. Proof of residence (rent agreement, bank statement, etc.)

Note: If applicable, proof of property ownership is also required for female applicants.

Online application process of PMAY 2025 :

  1. Registration on the website :
    • Go to the official website of PMAY.
    • Select the “Citizen Assessment” option.
    • Complete the registration process by entering your Aadhaar number.
  2. Fill out the application form :
    • Enter your income, property, and loan details.
    • Upload the required documents.
  3. Submit and Print :
    • Receive an application ID after submitting the form.
    • Print a copy of the form and keep it.

Checking PMAY 2025 subsidy status:

  1. Login to the official website of PMAY.
  2. Click on the “Application Status” option.
  3. Check your status by entering the application ID.

Key Benefits of PMAY 2025:

  • Big reduction in monthly EMI on home loan.
  • Making the cost of buying a home easier.
  • Strong advantage for the weaker and middle classes.

Special Note of PMAY 2025 :

To avail the full benefits of this scheme, make sure to apply by fulfilling the required criteria. For more information, visit the official website of PMAY ( https://pmay-urban.gov.in/ ) or read the attached guidelines.

  • The door to your dream home will open with PMAY !

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