Shriram Finance Personal Loan: Get 1 Lakh Personal loan in 5 Minutes

Facing an urgent financial requirement but unable to secure a bank loan? Worry no more! Shriram Finance offers personal loans even with a low credit score, providing you with a financial safety net when you need it the most.

Loan Amount and Repayment Flexibility

You can avail of a personal loan of up to ₹1.5 lakh based on your financial needs. The repayment tenure ranges from 12 to 60 months, ensuring a flexible repayment schedule.

Key Features of Shriram Finance Personal Loan

  • Loan Amount: Get up to ₹15 lakh as a personal loan.
  • Interest Rate: Starts from 12% per annum.
  • Usage: Use the loan amount for any personal financial need.
  • Repayment Tenure: Flexible repayment from 12 to 60 months.
  • Quick Disbursement: Loan approval and disbursement within 72 hours.
  • Paperless Process: Apply online with minimal documentation.

Eligibility Criteria for Shriram Finance Personal Loan

  • Residency: The applicant must be an Indian citizen.
  • Age: Between 21 and 60 years.
  • Employment Status: Minimum one year of work experience for salaried individuals and two years for self-employed persons.
  • Credit History: The applicant should not be a loan defaulter.
  • Minimum Monthly Income: At least ₹15,000.

Required Documents for Loan Application

  • Identity Proof: Aadhaar Card, PAN Card
  • Address Proof: Valid address document
  • Income Proof: Last 3 months’ salary slips, last 2 years’ income tax returns (for self-employed), and Form 16
  • Bank Statements: Previous 6 months’ bank account statement
  • Cancelled Cheque: For account verification
  • Photographs: Passport-size photos
  • Mobile Number: Active contact number

How to Apply for a Shriram Finance Personal Loan Online

  1. Visit the Official Website: Go to Shriram Finance’s official website.
  2. Select Personal Loan: Click on the personal loan option in the loans section.
  3. Apply Now: Click on the ‘Apply Now’ button to open the application form.
  4. Fill the Form: Enter the required personal and financial details accurately.
  5. Upload Documents: Scan and upload necessary documents.
  6. Complete e-KYC: Authenticate your details via Aadhaar OTP.
  7. Set Up e-NACH: Authorize loan repayment setup.
  8. Verification Process: Your application will be verified by Shriram Finance.
  9. Loan Disbursement: Upon successful verification, the loan amount will be credited to your bank account.

Interest Rates and Charges

Shriram Finance offers personal loans with annual interest rates ranging from 12% to 36%, depending on the applicant’s credit score. Applicants with a credit score above 780 are eligible for the lowest interest rates.

Customer Care Support

For any queries related to Shriram Finance personal loans, contact their customer service helpline:

  • Toll-Free Numbers: 1800 103 4959 / 1800 103 6369.

With Shriram Finance, getting a personal loan is quick, easy, and hassle-free. Apply today and secure your financial future!

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